Directors and Officers Liability

Account Examples

Privately Held Corporations Directors & Officers (D&O) Accounts

Designer, manufacturer and retailer of aircraft performance improving components, $1.0 million limit, $10,000 retention, $6,000 annual premium

Designer and developer of semiconductor devices, $5.0 million limit, $10,000 retention, $14,175 annual premium

Emergency Room Service Company, $ 1.0 million limit, $10,000 retention, $7,000 annual premium

Financially impaired publicly traded technology company, $2.0 million limit, $65,000 annual premium

Specialty telecommunications equipment manufacturer, $3.0 million limit, $25,000 retention, $20,000 premium

Nursing home and adult day care center, $2.0 million limit, $5,000 retention, $18,000 annual premium

New and fast growing internet technology company, private company with coverage similar to public company securities coverage, in coordination with a private placement of $200.0 million, $ 5.0 million limit

Micro brewery, $ 2.0 million limit, $5,000 retention, $11,000 annual premium

Engineering & construction management company, $ 1.0 million limit, $10,000 retention, $7,500 annual premium

Non-Profit Organizations Directors & Officers (D&O) Accounts

A charitable foundation that supports a scholarship program for children of the employees of a specific corporation, and indirectly through direct financial contributions to various 501C organizations providing support to individuals and communities where corporate activities exist and employees reside; $3.0 million limit; $2,480 annual premium

A cutting horse association which runs local events and sponsors participant education. $ 1.0 millions limit, $800 annual premium.

A lake neighborhood community and road access management association. This association involves themselves in projects to maintain the common grounds, update the by-laws, modernize the charter, purchase various resources and maintain a dam. In addition, the association has a long term goal secure the future of the lake as a recreational resource in the community. $1.0 million limit, $800 annual premium

A family education, planning and heath service focusing on low-income families. Services include patient education and counseling, medical examinations and prescriptions. $1.0 million limit, $2,995 annual premium

A regional development association in the far west whose primary mission is the economic development of their target region. $ 1.0 million limit, $1,175 annual premium

An organization whose purpose is to promote interest in a particular breed or horse by encouraging breeding, sponsoring activities, and promoting good horsemanship and sportsmanship. $1.0 million limit, $1,150 annual premium

Local non-profit theater group, $1.0 million limit, $1,100 annual premium

Headache research organization, $1.0 million limit, $1,500 annual premium

Condo association and beach club, $1.0 million limit, $2,500 annual premium

Example organizations:

Employment Practices Liability Coverage (EPL) Accounts

Restaurant with 45 full and part-time employees, $500,000 limit, $4,500 annual premium

A jewelry retailer in New York state with 86 full time and 13 part time employees. $1.0 million limit, $25,000 deductible, annual premium $15,776

A cargo transport/money transfer company with 136 full time, 5 part time and 41 temporary employees with offices in US, Canada and the Caribbean. $1.0 million limit, $10,000 deductible, $15,554 annual premium

A food broker in NJ with 37 full time employees. $500,000/$1,000,000 limit, $2,500 deductible, $4,593 annual premium

Contractor in Hawaii specializing in concrete construction, 119 union employees, $1.0 million limit, $15,000 deductible, $16,273 annual premium

Property management and construction development company with an EEOC claim. $1.0 million limit, $5,000 deductible, $7,098 annual premium

Request Information

Bold items are required.

Field Group

© 1999-2009 Mercator Risk Services | Legal Stuff

Designed and Maintained by ForeSite